Ethical Banking

We envision a more equitable economy that serves everyone and a banking industry that prioritizes a triple-bottom-line: people, planet, and prosperity for all. We are committed to changing the banking system for good and investing in organizations that contribute to community wellbeing. With Beneficial State Bank, your deposits support our communities and the planet.

Woman holding wrapped gifts, wearing a mask, and smiling as a light snow falls

Three Reasons to Shop Local and Make an Impact This Holiday Season

Dec 06, 2021

Local businesses create local jobs, support nonprofits, and contribute to thriving neighborhoods and communities.

We Aspire to Be Worthy of Our Mission

Nov 23, 2021 by Lynn Marie Auzenne, Chief Marketing Officer

This is the right time for us to take a fresh look at our identity - how we as a bank show up in the world.

Karen Parolek sits at her desk in a blue sweater in front of a blue wall with a white bicycle painted on it.

B Corps Earn an A on Social and Environmental Performance

Oct 28, 2021

Opticos Design and its bank, Beneficial State, are certified B Corps, dedicated to helping communities and the planet.

Banking for a Brighter Future

Join our community of nonprofits, B Corps, small businesses, and conscientious organizations with lending and deposit services that help you grow your impact.

Nonprofit Banking Connect with a Banker

Three children playing and learning in a garden

We Can Build a Greener Future Through Banking

Sep 13, 2021

Spending and banking decisions are like economic votes. How we cast them impacts the people and issues we value.

Four stacks of coins on dirt with small plants appearing to grow from the piles of coins

Banking on Renewable Energy

Aug 25, 2021

If you’re tired of funding a broken financial system, there’s something you can do about it.

Woman sitting at desk typing on computer, with a man standing behind her holding boxes and talking on the phone

Supporting Mission-Aligned Banks Creates Economic Opportunity

Aug 19, 2021

For far too long, the financial sector has contributed to a gender imbalance in entrepreneurship.

Man and daughter sitting at a table drawing rainbows together

How the Banking Industry Can Change the State of Affordable Housing

Aug 13, 2021

The problem often feels overwhelming and unsolvable. But each of us can take steps to bring us closer to a solution.

The founder of Red Door Catering, Reign Free, meeting Vice President Kamala Harris

Supporting Our Communities Through Values-Based Banking

Jul 13, 2021

When Reign Free received her first loan in 2011 to open Oakland’s Red Door Catering, it was a chance to live her dream.

Person holding a sign that says "We need a change"

How Values-Based Banking Can Support Social Justice

Jun 15, 2021

Banking with values-based financial institutions can go a long way toward fighting systemic racism and injustice.

Areas our clients are making an impact

Arts, Culture, and Community

Affordable Housing

Education and Youth Development