Better Banking Blog

Beneficial State Bank's Lending Policy: We Make 75%+ Mission-Aligned Loans and 0% Contra-Mission Loans

Our Impact

Beneficial State Bank's Lending Policy: We Make 75%+ Mission-Aligned Loans and 0% Contra-Mission Loans

Do you ever wonder what happens to your money when you deposit it into a bank? It doesn't just sit in a vault.

Three engineers working on solar panel installation

Our Impact

About The Better Banking Blog

We are guided by a simple aspiration: benefit to all, harm to none. This means investing in and serving our local communities, contributing to environmental sustainability, offering inclusive, fair, and equitable more products, and nurturing our team. In the Better Banking Blog, we explore what a Beneficial Banking™ system looks like and how it can serve all of us.

A Day in the Life as a Customer Service Representative at Beneficial State Bank Sierra Carroll has brown curly hair and wears a black jacket and top. She stands in front of Beneficial State Bank's Pearl Branch in Portland, Oregon, smiling at the camera

Sierra Carroll has brown curly hair and wears a black jacket and top. She stands in front of Beneficial State Bank's Pearl Branch in Portland, Oregon, smiling at the camera

Team Spotlight

A Day in the Life as a Customer Service Representative at Beneficial State Bank

Follow Sierra Carroll, Customer Service Representative, for a typical day working in her role at Beneficial State...

Oct 02, 2023

Press Release: Beneficial State Bank Representative Katie Taylor Joins Board of B Local Bay Area Katie Taylor, pictured outside the Beneficial State Bank Oakland branch. She is smiling at the camera and wearing a Beneficial State Bank pin.

Katie Taylor, pictured outside the Beneficial State Bank Oakland branch. She is smiling at the camera and wearing a Beneficial State Bank pin.

Press Release

Beneficial State Bank Representative Katie Taylor Joins Board of B Local Bay Area

Katie Taylor will represent Beneficial State Bank on the Board of B Local Bay Area, a community of certified...

Sep 27, 2023

Client Spotlight: Hammond Climate Solutions Foundation – Working at the Intersection of Climate and Social Justice Hand touching leaves on a row of bushes

Client Spotlight

Hammond Climate Solutions Foundation – Working at the Intersection of Climate and Social Justice

Only 2% of philanthropic funding goes toward the climate. Hammond Climate Solutions Foundation is working to...

Sep 12, 2023

Team Spotlight: Meet Megan Wood, AVP, Consumer Loan Fulfillment Supervisor Megan Wood smiles at the camera. She wears a black top and has wavy brown hair with highlights.

Megan Wood smiles at the camera. She wears a black top and has wavy brown hair with highlights.

Team Spotlight

Meet Megan Wood, AVP, Consumer Loan Fulfillment Supervisor

Megan supports many areas of auto lending at Beneficial State Bank, including supporting our auto team, customers,...

Aug 08, 2023

Remembering and Honoring Dale Walker, Beneficial State Bank Board Member Dale Walker sitting at a table smiling

Remembering and Honoring Dale Walker, Beneficial State Bank Board Member

Our hearts are heavy with the passing of Beneficial State Board Member, Dale Walker, after a battle with cancer.

Aug 07, 2023

Client Spotlight: Entidad - Using Digital Transformation to Scale Impact One of Entidad's staff members Sofia Gago speaks with two people whose faces are blurred, as part of Entidad's community outreach efforts.

One of Entidad's staff members Sofia Gago speaks with two people whose faces are blurred, as part of Entidad's community outreach efforts.

Client Spotlight

Entidad - Using Digital Transformation to Scale Impact

As immigrants and children of farm workers, the founders of Entidad wanted to make an impact in the communities...

Aug 03, 2023

Celebrating Environmental Progress with the International Green Industry Hall of Fame A forest, with the International Green Industry Hall of Fame logo

Partner Spotlight

Celebrating Environmental Progress with the International Green Industry Hall of Fame

We are proud to be a sponsor and inductee of the International Green Industry Hall of Fame.

Jul 26, 2023

Client Spotlight: Jerry T - Auto Loan Financing in the Central Valley Jerry smiling with a lion pictured in the background

Client Spotlight

Jerry T - Auto Loan Financing in the Central Valley

Jerry, who lives in Modesto, California, secured his first auto loan with Beneficial State Bank.

Jul 19, 2023

What is the Green Business Network? Green America Certified Business Seal

Our Impact

What is the Green Business Network?

The Green Business Network Member Directory showcases hundreds of businesses that share a goal of positive...

Jul 05, 2023

Choose a Bank that Invests in Tomorrow

A Beneficial Bank serves the triple-bottom-line of People, Planet, and Prosperity for All. That means prioritizing social justice and environmental sustainability. Our clients want to see their money put to good use – funding causes that defend our planet and build resiliency in our communities. Change your bank and help change the world.

Personal Banking Business Banking Nonprofit Banking