Beneficial State Bank uses your dollars as a force for good. With your deposit, we can lend:
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Prosperity for All
Beneficial State Bank never lends to:
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*Calculations based on December 31, 2020 mission metrics. The results are only an estimate of how your deposits will be used. Learn more about how this is calculated.

Do you ever wonder what happens to your money when you deposit it into a bank?

It doesn't just sit in a vault. It gets leveraged and loaned out to businesses and individuals alongside others' cash. When you choose a bank, you choose a company that will invest your money. If you bank with Beneficial State Bank, you can rest knowing that your money is going to local businesses, nonprofits, and individuals in need, and never to harmful actors. At least 75% of our lending goes toward our mission categories, and the rest never funds toward projects or organizations that cause harm.

Not all loans are equal. Some banks loan your money to small businesses or help people buy a car or a house. But other companies, like oil and gas producers, weapons manufacturers, and builders of private prisons, all take out loans, too. According to the Rainforest Action Network, "In the five years since the Paris Agreement, the world's 60 biggest banks have financed fossil fuels to the tune of $3.8 trillion." If you put your money in some banks, your money might be working to fund these projects without your consent.

Learn more about Beneficial State Bank’s lending policy.

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Vision & Mission

Our vision and mission guide every aspect of our work, and help us advance toward a common goal.

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How we are staying accountable to our mission and goals, empowering the systematically excluded, and nurturing and healing our planet.

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Better Banking Blog

In the Better Banking Blog, we explore what a Beneficial Banking™ system looks like and how it can serve all of us.

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Choose a Bank that Invests in Tomorrow

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A Beneficial Bank serves the triple-bottom-line of People, Planet, and Prosperity for All. That means prioritizing social justice and environmental sustainability. Change your bank and help change the world.