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Member FDIC. Equal Housing Lender.

Impactful Banking for Nonprofit Organizations and Foundations

New Breath Foundation Founder Eddy Zheng giving a speech at a podium
We're proud to be the bank for New Breath Foundation, an Oakland-based organization focused on helping prisoners, refugees, deportees, and survivors of violence in the Asian American & Pacific Islander (AAPI) community.

Bank in Alignment with Your Mission

When you bank with a mission-aligned partner, your money does extra work. It moves us toward meaningful social justice outcomes and environmental sustainability. Our unique ownership structure supports our focus on serving nonprofits: the bank’s equity capital is majority-owned by the nonprofit Beneficial State Foundation. And as a certified B Corp bank and CDFI, we are proud to serve the organizations that make our communities stronger.

When we moved GirlVentures to Oakland, we looked for a local bank with social responsibility as a part of its mission. We chose Beneficial State Bank because of their commitment to supporting our community.


GirlVentures-Fierce-n-Fabulous-2021-2-SQ.jpg

Cori Coccia

Co-Executive Director, Programs and Operations

GirlVentures

Helping Nonprofits Deepen their Impact

80%+

of originated loans directly served our mission.

$0

to private prisons, weapons, or fossil fuels since we were founded.

2,700+

nonprofit deposit accounts served.

$338k

in 2025 sponsorships to nonprofits.

Impact data as of December 31, 2025.

Two people stand in front of a wall of flowers with signs that read "Queer to Stay" and "Queer Se Queda," smiling at the camera.
Beneficial State Bank client Equality California strives to create a healthy, just, and fully equal world for all LGBTQ+ people.

Our Nonprofit Banking Products

Whether you’re a small group of volunteers or a large organization, we’ve got a host of custom offerings for our 501(c)(3) clients. Our products are designed for nonprofits and foundations, including:

  • Secure online banking with treasury management solutions
  • Robust checking and savings accounts
  • CDARS and ICS to access FDIC protection on large deposits
  • Lines of credit
  • Term loans to finance long-term projects
  • Affordable housing loans

Our nonprofit banking experts are ready to help your organization expand its community impact and strengthen its long-term financial resilience. We’ll work closely with you every step of the way, providing personal consultation and support.

Connect with a Banker

Join our community of nonprofit clients by aligning your money with your organization’s values today.

Connect with a Banker

Spotlight on Nonprofit Banking

Our nonprofit clients inspire and energize us, making an impact through affordable housing, social justice, and environment sustainability.

A group of young people smile, wave, and hug each other
Client Spotlight

Civicorps - Job Training for the Community
Two people stand in front of a wall of flowers with signs that read "Queer to Stay" and "Queer Se Queda," smiling at the camera.
Client Spotlight

Equality California Advances Civil Rights and Social Justice for LGBTQ+ People
A child whose face we cannot see pushes a tricycle with streamers on the handle bars.
Client Spotlight

Skookum Kids Supports Children and Families in the Foster System
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