Impact

Beneficial State Bank employees smile and stand outside at the Portland - Rose City branch
Beneficial State Bank employees at the Portland - Rose City branch

Where you bank makes a difference

The banking industry as a whole puts shareholders’ needs above all others. We founded Beneficial State Bank to challenge that business model. We operate every day guided by a simple aspiration: deliver benefit to all and harm to none.

Beneficial State Bank is one of the leaders of a growing movement toward ethical banking. We’re proud to stand with other banks committed to our shared values of resilient and inclusive communities and a healthy planet.

As an ethical bank, Beneficial State has committed to evaluating our impact and sharing our learnings and successes so that others may learn from, teach us, and potentially join us on this journey.

First page of the 2021 Beneficial State Impact Report, featuring staff members and the text overlay "Creating a Just and Fair Future"

2021 Impact Report

Our teams come together every day committed to serving our clients, our communities, and the planet. In this report, we share how we are establishing a roadmap for better banking by staying accountable to our mission and goals, empowering the systemically excluded, and nurturing and healing our planet.

Learn about our mission and impact

What Is Ethical Banking? Card Link Beneficial State Bank staff member stands at the teller line at our MLK Branch in Portland, OR, smiling behind her mask.

What Is Ethical Banking?

Beneficial State Bank voluntarily submits to rigorous third-party assessments.

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Environment Card Link An oak tree, shot from below, with the branches and leaves fanning out above.

Environment

Our lending practice and our operations prioritize positive environmental impacts.

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Community Card Link CROP Oakland Grand Opening in March 2023. A line of CROP staff and supporters including Kat Taylor pose for a photo on CROP's campus

Community

Our work directly and indirectly supports activities that make California, Oregon, and Washington great places to live.

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Impact Calculator Card Link Screenshot of the Deposit Impact Calculator, showing how $15,000 in deposits makes an impact in lending.

Impact Calculator

See how your deposits can make a difference when you align your money with your values.

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Move Your Money

Take action with your deposits. Banking is the original and most powerful form of crowdfunding.

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Ready to move your money? Find an ethical bank and get started today.

Our impact in...

California Card Link The Golden Gate Bridge, connecting Marin and San Francisco in California

California

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Oregon Card Link Large rocks in the ocean along the Oregon coast

Oregon

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Washington Card Link A hiking trail in Washington overlooking a snowy mountain peak

Washington

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Browse past Impact Reports

2020 Report Card Link 2020 Annual Impact Report cover, which reads "Creating a Just and Fair Future"

2020 Report

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2019 Report Card Link Cover of the 2019 Impact Report, showing a couple sitting next to a body of water

2019 Report

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2018 Report Card Link Cover of the 2018 Impact Report, showing a boat in a body of water

2018 Report

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2017 Report Card Link Cover of the 2017 Impact Report, showing a body of water and shoreline

2017 Report

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