Beneficial State Bank employees smile and stand outside at the Portland - Rose City branch
Beneficial State Bank employees at the Portland - Rose City branch

Where you bank makes a difference

The banking industry as a whole puts shareholders’ needs above all others. We founded Beneficial State Bank to challenge that business model. We operate every day guided by a simple aspiration: deliver benefit to all and harm to none.

Beneficial State Bank is one of the leaders of a growing movement toward ethical banking. We’re proud to stand with other banks committed to our shared values of resilient and inclusive communities and a healthy planet.

As an ethical bank, Beneficial State has committed to evaluating our impact and sharing our learnings and successes so that others may learn from, teach us, and potentially join us on this journey.

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Impact Report

Our teams come together every day committed to serving our clients, our communities, and the planet. In this report, we share how we are establishing a roadmap for better banking by staying accountable to our mission and goals, empowering the systemically excluded, and nurturing and healing our planet.

Learn about our mission and impact

What Is Ethical Banking? Card Link Beneficial State Bank staff member stands at the teller line at our MLK Branch in Portland, OR, smiling behind her mask.

What Is Ethical Banking?

By choosing to bank with a mission-focused institution, our depositors are in effect financing organizations that are changing the world for the better.

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Environmental Impact

Our lending practice and our operations prioritize positive environmental impacts.

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Community Impact

Our work directly and indirectly supports activities that make California, Oregon, and Washington great places to live.

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B Corp Card Link Beneficial State Bank employees outside the East Los Angeles branch

B Corp

In 2012, we became a B Corp, formalizing our commitment to serving our communities and the planet.

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Global Alliance for Banking on Values is working to make the banking industry more transparent and support economic, social, and environmental change.

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Our impact as a Community Development Financial Institution is rooted in our commitment to shared prosperity.

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CRA Public File

The Community Reinvestment Act requires banks to invest in the communities where they do business.

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Impact Calculator

See how your deposits can make a difference when you align your money with your values.

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Move Your Money

Take action with your deposits. Banking is the original and most powerful form of crowdfunding.

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Ready to move your money? Find an ethical bank and get started today.

Our impact in...

California Card Link The Golden Gate Bridge, connecting Marin and San Francisco in California


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Oregon Card Link Large rocks in the ocean along the Oregon coast


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Washington Card Link A hiking trail in Washington overlooking a snowy mountain peak


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