Business Checking Accounts
PositiveChange Business Accounts
Your deposits matter. They allow us to empower changemakers who are working toward meaningful social justice outcomes and environmental sustainability. Your deposits can create positive change in our communities.
Small Business Checking
Perfect account for low-volume businesses.
- Minimum opening balance: $100
- Service charge: $0
- 150 free transactions/month; then $0.25/each
- eStatements required
Business Checking
Great for established businesses with low- to medium-volume.
- Minimum opening balance: $100
- Service charge: $15/month, waived if:
- $3,000 monthly average balance
- Combined balance of $10,000 with direct relationship/owner
- 250 free transactions/month; then $0.25/each
Business Interest Checking
An interest-bearing account for businesses.
- Minimum opening balance: $100
- Service charge: $17/month, waived if:
- $5,000/month average balance
- Combined balance of $15,000 with direct relationship/owner
Changemaker Business Interest Checking
An interest-bearing account for qualified changemakers, such as nonprofits, certified B Corps, CDFIs, and more.
- Minimum opening balance: $100
- Service charge: $0
- eStatements required
Analyzed Business Checking
Ideal for high-activity with enhanced services to accommodate your growing organization.
- Minimum opening balance: $100
- Service charge: $15/month
- Schedule of Fees and Services
The following account services are available:**
- Debit Card*
- eStatements
- Online and Mobile Banking
- Mobile and Merchant Check Deposit
- Merchant Card Services
- Wholesale Lockbox
- Cash Services
- Bill Pay
- Fraud Tools: ACH Filters and Positive Pay
- ACH and Wires
- Sweeps
Important Information
*$2.50 transaction fee for withdrawals at foreign ATMs (other banks may charge a fee). Any ATM not in the Beneficial State Bank ATM network is a non-network ATM.
**Additional fees may apply. Please see Schedule of Fees and Charges.
ATMs
Our network includes our branches and thousands of ATMs coast to coast in the United States. See all branches and surcharge-free ATMs.
Documents & Resources
To learn more about accounts available in your area, reach out to our team.