Business Checking Accounts

PositiveChange Business Accounts

Your deposits matter. They allow us to empower changemakers who are working toward meaningful social justice outcomes and environmental sustainability. Your deposits can create positive change in our communities.

Small Business Checking

Perfect account for low-volume businesses.

  • Minimum opening balance: $100
  • Service charge: $0
  • 150 free transactions/month; then $0.25/each
  • eStatements required

Business Checking

Great for established businesses with low- to medium-volume.

  • Minimum opening balance: $100
  • Service charge: $15/month, waived if:
    • $3,000 monthly average balance
    • Combined balance of $10,000 with direct relationship/owner
  • 250 free transactions/month; then $0.25/each

Business Interest Checking

An interest-bearing account for businesses.

  • Minimum opening balance: $100
  • Service charge: $17/month, waived if:
    • $5,000/month average balance
    • Combined balance of $15,000 with direct relationship/owner

Changemaker Business Interest Checking

An interest-bearing account for qualified changemakers, such as nonprofits, certified B Corps, CDFIs, and more.

  • Minimum opening balance: $100
  • Service charge: $0
  • eStatements required

Analyzed Business Checking

Ideal for high-activity with enhanced services to accommodate your growing organization.

  • Minimum opening balance: $100
  • Service charge: $15/month
  • Schedule of Fees and Services

The following account services are available:**

  • Debit Card*
  • eStatements
  • Online and Mobile Banking
  • Mobile and Merchant Check Deposit
  • Merchant Card Services
  • Wholesale Lockbox
  • Cash Services
  • Bill Pay
  • Fraud Tools: ACH Filters and Positive Pay
  • ACH and Wires
  • Sweeps

Important Information

*$2.50 transaction fee for withdrawals at foreign ATMs (other banks may charge a fee). Any ATM not in the Beneficial State Bank ATM network is a non-network ATM.

**Additional fees may apply. Please see Schedule of Fees and Charges.

ATMs

Our network includes our branches and thousands of ATMs coast to coast in the United States. See all branches and surcharge-free ATMs.