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Nonprofit Checking Accounts

PositiveChange Nonprofit Banking

Your deposits matter. Your deposits allow us to empower changemakers that are working toward meaningful social justice outcomes and environmental sustainability. Your deposits can create the positive change you want reflected in our communities.

Small Nonprofit Checking

Perfect account for low-volume nonprofits.

  • Minimum opening balance: $100
  • Service charge: $0
  • 150 free transactions/month; then $0.25/each
  • eStatements required

Nonprofit Business Checking

Great for established nonprofits with low- to medium-volume.

  • Minimum opening balance: $100
  • Service charge: $15/month, waived if:
    • $3,000 month average balance
    • Combined balance of $10,000 with direct relationship/owner
  • 250 free transactions/month; then $0.25/each

Changemaker Business Interest Checking

An interest-bearing account for qualified changemakers, such as nonprofits, certified B Corps, CDFIs, and more.

  • Minimum opening balance: $100
  • Service charge: $0
  • eStatements required

Analyzed Nonprofit Checking

Ideal for high activity, with enhanced services to accommodate your growing organization.

  • Minimum opening balance: $100
  • Service charge: $15/month
  • Schedule of Fees and Services

The following account services are available:**

  • Debit Card*
  • eStatements
  • Online and Mobile Banking
  • Mobile and Merchant Check Deposit
  • Merchant Card Services
  • Wholesale Lockbox
  • Cash Services
  • Bill Pay
  • Fraud Tools: ACH Filters and Positive Pay
  • ACH and Wires
  • Sweeps
Connect with a Banker

Spotlight on Nonprofit Banking

Our nonprofit clients inspire and energize us, making an impact through affordable housing, social justice, and environment sustainability.

Client Spotlight
Asian woman wearing a mask and a yellow jacket holds up a dark blue sweatshirt that says "Community Over Everything"

APANO - Centering Culture and Community
Client Spotlight
A smiling young girl in pink boots stretches her arms (one up and one down).

East Bay Children’s Law Offices Supports Bay Area Children in the Foster Care System
Client Spotlight
Illustrated image of a woman holding a child with the Sexual Violence Law Center logo on the bottom right.

Sexual Violence Law Center - Advocacy for Victims of Sexual Violence
Read More

Important Information

*$2.50 transaction fee for withdrawals at foreign ATMs (other banks may charge a fee). Any ATM not in the Beneficial State Bank ATM network is a non-network ATM.

**Additional fees may apply. Please see Schedule of Fees and Charges.

ATMs

Our network includes our branches and thousands of ATMs coast to coast in the United States. See all branches and surcharge-free ATMs.

Documents & Resources

To learn more about accounts available in your area, reach out to our team.