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Business Online and Mobile Banking

Welcome to Your Online Banking

Business online banking has convenient, easy-to-use tools for managing your organization’s finances. Once logged in, you’ll see your financial dashboard, where you can get an at-a-glance view of your current balances and quick access to payments and other tools.

  • Business users and administrators can manage other online banking users and their permissions.
  • Signing up for eStatements makes viewing your statements convenient, safe, and environmentally friendly. Save money, save time, save trees.
  • View check images online.
  • Secure and reliable connection between your bank account and Quicken and Quickbooks.
  • Export transaction history for a single specified account in BAI2 format.
  • Use Quick Login to access all profiles and accounts for all logins. This is especially helpful for business users with multiple accounts who want to log in once to view all profiles and accounts. See Quick Login guide and other support resources for customers.
  • Securely message Beneficial State Bank staff to ask questions and get support.
  • Place Stop Payments on the checks you have issued that have not yet been cashed.
  • Ability to receive alerts via text messaging. Standard SMS rates apply.
  • Soft Tokens offer a high level of security through a strong form of two factor authentication. Use tokens to log in and to authenticate transactions. Administrators control how tokens are used. They choose who is required to use them and what activities they are used for.

Business Mobile Banking

Our mobile banking app lets you manage your finances from home or on the go.

  • Secure: Safely manage your funds, check your balance, and pay your bills.
  • Convenient: Access your money wherever you may be – at home, work, or on the go.
  • Easy: Our mobile app is intuitive, clear, and simple to use for everyone.
  • Secure your account access by logging in with biometric authentication.
  • Set up Fast Balances to easily view your account balances without logging in.
  • Deposit your paper checks on the go and review your recent deposit history.
Online Banking App logo

Download the Mobile Banking App

Manage your money anytime, anywhere from Beneficial State Bank’s Mobile Banking App for individuals, businesses, and nonprofits.

Message and data rates may apply

Payments, Wires, and Transfers

We offer different ways to get your money where you need it.

  • Introducing Zelle®, a convenient way to send and receive money.
  • Easily transfer money between your eligible Beneficial State Bank accounts.
  • Pay your bills in just a few clicks with our efficient and easy bill pay tools. Set up automatic payments and organize your payables.
  • Send wire payments, view wire history, and manage participants (recipients) and wire templates. Features include foreign currency and international wires for business customers, SWIFT BIC lookup, file creation, and movement automation. See wire guide and other support resources for customers.

ACH Services and Positive Pay

We offer powerful tools for creating, managing, and reviewing ACH payments.

  • ACH Alerts: The ability to receive real-time security and subscribe to alerts.
  • Business ACH: Initiate ACH batches and upload pass-thru files. Self-serve and manage ACH participants and templates and view scheduled and historical batches.
  • ACH Positive Pay: Manage fraud associated with ACH transactions issued by your organization. ACH Whitelisting, file creation, and movement automation are also available.
  • Check Positive Pay: Manage fraud associated with checks issued by your organization.
  • See ACH guides and other support resources for customers.

Merchant Deposit Capture

  • If your business receives paper checks and you’d like to streamline your Accounts Receivable, consider making electronic deposits with Merchant Deposit Capture. It offers a simple, efficient, and secure method for depositing paper checks right from your office, store, or other commercial location.
  • See Merchant Deposit guides and other support resources for customers.

Real-Time Alerts

Keep better track of your money with real-time alerts and spend less time doing it.

  • Simply set up your alerts and live your life. They’re convenient and can help you spot signs of fraud and identity theft.
  • Choose from a variety of different alerts. You decide how to receive them.

Business Card Controls

A card management program that can keep pace with your needs. We offer an easy-to-use self-service platform for managing all your business credit cards.

  • Business owners, managers, and employees can all interact through one intuitive online application, streamlining the card management process.
  • Owners and managers can view employee accounts, manage credit lines, and create reports. They can also add cardholders who can access the portal to make payments, view transactions, request credit line increases, and request replacement cards.
  • Real-time controls and up-to-date insights into spending trends provide visibility for your organization’s spending.
  • Add your card to your mobile wallet. Use Apple Pay, Google Pay, or Samsung Pay with your debit or credit card to pay quickly and conveniently at checkout in stores, online, and for in-app purchases.
  • With MoneyPass, you have access to a surcharge-free network of nearly 40,000 ATMs nationwide. Find an ATM near you.

Deposit Account Services

  • ICS: Access IntraFI more easily by clicking the IntraFI Account menu in Business online banking.
  • CDARS: Account balances will be visible within online banking as External accounts.

Important Information

*$2.50 transaction fee for withdrawals at foreign ATMs (other banks may charge a fee). Any ATM not in the Beneficial State Bank ATM network is a non-network ATM.

**Additional fees may apply. Please see Schedule of Fees and Charges.

ATMs

Our network includes our branches and thousands of ATMs coast to coast in the United States. See all branches and surcharge-free ATMs.