Beneficial State Bank | Personal Checking Accounts

PositiveChange Checking Accounts

Your deposits allow us to empower change-makers that are working toward meaningful social justice outcomes and environmental sustainability. Your deposits can create the positive change you want to be reflected in our communities.

All personal checking accounts include:

Debit card
Unlimited debit card transactions
Unlimited check writing
eStatements (required for eChecking, optional for other accounts)
Online and mobile banking
Bill pay

eChecking

A free online account with our full suite of features. eStatements required.

Minimum opening balance: $50
Monthly service charge: $0/month
Please note: eStatement required

Checking

Our full suite of features, with the option to receive statements through the mail.

Minimum opening balance: $50
Monthly service charge: $5/month, waived if:
- $500/month average balance,
- $500 monthly direct deposit
- Primary tax holder is minor under 18

Interest Checking

Interest-earning account for households that keep higher balances.

Minimum opening balance: $50
Monthly service charge: $10/month, waived if:
- $2,500/month average balance
- Combined average balance of $10,000 in money market and/or savings
- $1,500 monthly direct deposit

Ready to open an account?

Visit a Branch

Coming soon! Improved online account opening later this year. Sign up to get notified when online account opening is available.

Important Information

**Additional fees may apply. Please see Schedule of Fees and Charges.

***$2.50 transaction fee for withdrawals at foreign ATMs (other banks may charge a fee). Any ATM not in the Beneficial State Bank ATM network is a non-network ATM.

ATMs

Our network includes our branches and thousands of ATMs coast to coast in the United States. See all branches and surcharge-free ATMs.

Documents & Resources

To learn more about accounts available in your area, call our Customer Care Center.