Purchase with Purpose
Beneficial State Bank Credit Cards
Choose from responsible credit options. Build credit, earn rewards, and donate to your favorite nonprofit, including organizations that protect and care for the environment.
Which card is right for you?
Select a Beneficial State Visa Card that aligns with your needs and values. All three cards offer zero fraud liability and have no annual fee.*
Climate Card
Earn rewards for everyday purchases and support climate-related nonprofits.1
Rewards: 1 point for every dollar spent
Beneficial Resilience
Beneficial Builder
Perfect for those building, repairing, or new to credit.
Speak to a banker at a branch near you to set up a security deposit.2
No rewards program
Additional Details:
At this time, we can only accept applications for the Climate Card, Beneficial Resilience card, or Beneficial Builder card if you live in California, Oregon, or Washington state.
Grace period of 25 days before purchases incur a finance charge.
Beneficial Builder, Beneficial Resilience, and Climate Card have no annual fee.
* Refer to Cardholder Agreement for full details.
1 Climate Card is our Visa Signature card. Earn 1 point for every dollar spent. Redeem points for merchandise, airline tickets, cash back, and charitable donations to pre-approved nonprofit organizations.
2 Secured card deposit account must be established at Beneficial State Bank and be in good standing prior to credit approval. Credit lines cannot exceed available deposit amount.
Benefits of your Beneficial State Bank Visa credit card
- Zero liability protection
- Ability to lock and unlock your card
- No penalty pricing or over-the-credit-limit fees
- Add cardholders to account for no fee
- Travel notifications
- Auto rental collision damage waiver
- Roadside dispatch
- Contactless payments, including Apple Pay, Google Pay, and Samsung Pay
