Nonprofit Lending

Nonprofit Loan Types

Beneficial State Bank has the experience and expertise to help your organization expand its impact on the community. We offer the following financing options for nonprofit organizations:

  • Term Loans
  • Lines of Credit
  • Commercial Mortgages

Term Loans

We offer several ways to help your organization meet its long-term goals. Our term loans may be used to finance equipment, capital expenditures, tenant improvements, and other long-term projects.

Lines of Credit

We offer two ways for your nonprofit to take advantage of short-term opportunities as they arise. Our revolving lines of credit let your organization finance short-term working capital needs. Our non-revolving lines of credit let your organization borrow funds disbursed over a period of time; once the project is complete, the line converts to a term loan.

Commercial Mortgages

We offer tailored financing for all types of commercial properties for nonprofit organizations.

Affordable Housing

We offer construction/renovation, acquisition, and refinance of Affordable Housing multifamily deed-restricted and HUD HAP properties.

Nonprofit Builder Loan

This loan type is targeted for clients looking to loan from $10,000 to $150,000. These loans are available for working capital or multiple advances for asset purchases or tenant improvements.

Learn more: Nonprofit Builder Summary Of Terms