Personal Banking

When we put our deposits in a bank, we are casting a vote for how we want our money invested. Our personal banking clients choose to bank with us because they want their money invested in loans that support local nonprofits, affordable housing, small businesses, and environmental projects that make our communities better places to live and work. When we come together, we prove that Beneficial Banking™ is possible.

Partner Spotlight

Caribou - Auto Loan Refinancing

Jun 28, 2022

We’re proud to work with like-minded partners that help us reach more people in our communities.

Woman using calculator and pen to create budget Square

Money Management 101: How to Create a Spending Plan

Mar 29, 2022 by Rafael Rogel, AVP, Financial Education Manager

A few small steps can help you make a plan for your money and set yourself up for success to reach your goals.

Photo of Alicia smiling, in glasses, with hair half up and half down.

Client Spotlight

Alicia Y - Refinanced Her Auto Loan and Lowered Her Interest Rate

Nov 29, 2021

“Refinancing with Beneficial State Bank saved me money by taking my interest rate from 14 percent to eight percent."

Where you put your money matters.

Our clients want to see their money put to good use – funding causes that defend our home planet and build resiliency in our communities. Change your bank and help change the world.

Personal Checking Accounts Personal Savings Accounts

Areas our clients are making an impact

B Corporations

Environmental Sustainability

Economic, Business, and Job Development