Nonprofit Savings

PositiveChange Nonprofit Banking

Your deposits matter. Your deposits allow us to empower changemakers who are working toward meaningful social justice outcomes and environmental sustainability. Your deposits can create the positive change you want reflected in our communities.

Nonprofit Savings

An account with all the essentials designed to put you in control of your organization’s savings.

  • Minimum opening balance: $100
  • Service charge: $5/month
    • Waived if: $200/month average balance, Certified B Corp, CDFI, Earth Services Changemaker, or Nonprofit
    • Reduced by: $2/month with eStatements
  • Features: ATM Card*, eStatements, Online and Mobile Banking, Remote Deposit Capture

Nonprofit Money Market

An interest-bearing account that can earn a higher interest rate than a savings account, with check-writing ability.

  • Minimum opening balance: $100
  • Service charge: $15/month
    • Waived if: $5,000/month average balance, Certified B Corp, CDFI, Earth Services Changemaker, or Nonprofit
  • Features: eStatements, Online and Mobile Banking, Remote Deposit Capture, Positive Pay

Certificate of Deposit (CD) Accounts

Ideal for organizations that prefer the benefit of fixed returns.

  • Minimum opening balance: $250
  • Service charge: $0
  • Early withdrawal penalty may apply. Paid interest may be withdrawn without penalty or rolled over at maturity into the principal balance. Assessment of penalties can reduce principal and earnings.
  • Terms of 3 to 60 months. Compounded daily. Interest paid monthly, quarterly or added back into the account.

IOLTA / State Bar Account

Interest on Lawyers' Trust Accounts available in California, Oregon, and Washington.

  • Minimum opening balance: $0
  • Service charge: $0
  • We are a Visionary Leadership Bank (Oregon)
  • Interest on these accounts is paid to a nonprofit that uses the funds to provide:
    • Access to justice in California, Oregon, or Washington by obtaining and distributing funds to provide legal services to persons of lesser means
    • Promotional support for diversity in the legal profession

Important Information

*$2.50 transaction fee for withdrawals at foreign ATMs (other banks may charge a fee). Any ATM not in the Beneficial State Bank ATM network is a non-network ATM.

**Additional fees may apply. Please see Schedule of Fees and Charges.

ATMs

Our network includes our branches and thousands of ATMs coast to coast in the United States. Visit their websites to find locations convenient for you: MoneyPass | Shazam | VISA.