Additional Details: At this time, we can only accept applications for the Climate Card, Beneficial Resilience card, or Beneficial Builder card if you live in California, Oregon, or Washington state. Grace period of 25 days before purchases incur a finance charge. Beneficial Builder has an annual fee of $25. Beneficial Resilience and Climate Card have no annual fee. * Refer to Cardholder Agreement for full details. 1 Climate Card is our Visa Signature card. Earn 1 point for every dollar spent. Redeem points for merchandise, airline tickets, cash back, and charitable donations to pre-approved nonprofit organizations. 2 Secured card deposit account must be established at Beneficial State Bank and be in good standing prior to credit approval. Credit lines cannot exceed available deposit amount.
Benefits of your Beneficial State Bank Visa credit card
Zero liability protection
Ability to lock and unlock your card using SecurLOCK
No penalty pricing or over-the-credit-limit fees
Add cardholders to account for no fee
Auto rental collision damage waiver
Contactless payments, including Apple Pay, Google Pay, and Samsung Pay