Purchase with Purpose
Beneficial State Bank Credit Cards
Choose from responsible credit options. Build credit, earn rewards, and donate to your favorite nonprofit, including organizations that protect and care for the environment.
Which card is right for you?
Select a Beneficial State Visa Card that aligns with your needs and values.
Grace period of 25 days before purchases incur a finance charge.
Beneficial Builder has an annual fee of $25. Beneficial Resilience and Climate Card have no annual fee.
1 Climate Card is our Visa Signature card. Earn 1 point for every dollar spent. Redeem points for merchandise, airline tickets, cash back, and charitable donations to pre-approved nonprofit organizations that align with your values.
* Secured card deposit account must be established at Beneficial State Bank and be in good standing prior to credit approval. Credit lines cannot exceed available deposit amount.
Benefits of your Beneficial State Bank Visa credit card
- Zero liability protection
- Ability to lock and unlock your card using SecurLOCK
- No penalty pricing or over-the-credit-limit fees
- Add cardholders to account for no fee
- Travel notifications
- Auto rental collision damage waiver
- Roadside dispatch
- Contactless payments, including Apple Pay, Google Pay, and Samsung Pay
Credit Card Customer Service
For existing credit card customers:
Hours: Available 24/7
For questions about our products or an existing application:
Hours: Monday – Friday, 9am – 5pm PT