Personal Banking

Serving our communities is at the heart of everything we do at Beneficial State Bank.

That's reflected in the lineup of products we offer for your everyday life. We strive to build a better future by building a better banking system from the ground up—one that strengthens local communities and improves quality of life, rather than the other way around. Whether you need a deposit account to manage your day-to-day expenses or an auto loan with sensible rates and manageable payment plans, Beneficial State Bank emphasizes the "person" in personal banking.

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PositiveChange Checking Accounts

Our personal checking accounts are designed for a range of customers and include online and mobile banking.

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PositiveChange Savings Accounts

Add a savings account and enjoy overdraft protection transfers to your checking account for no additional fee.

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Auto Loans

We can help you get pre-approved for a loan before you shop or refinance your current loan to lower your interest rate.​

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Credit Cards

Our values-driven credit cards are available. You can learn more and apply online.​

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Financial Wellness

Our financial education materials are designed to help you achieve financial stability.

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Contact Us

We offer several ways to get in touch with our team: secure message, phone, and video banking. We're here to help.

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Building a Better World

Depositors aren't just another line item at Beneficial State Bank. We value what our accountholders bring to the table—the opportunity for our organization to "crowdfund" and engage in lending practices that build toward a more inclusive, environmentally regenerative, racial- and gender-just world. That's our vision. Learn more.