This Website, including but not limited to its design, structure, text, graphics, user and visual interfaces, images, trademarks, logos, sounds, music, artwork and computer code (collectively "Content"), is owned, controlled or licensed by or to Beneficial and is protected by copyright, patent, trademark and various other intellectual property laws.
The Content of this Website is protected under applicable copyright and trademark laws of the United States. No part of this Website or the Content may be copied, reproduced, republished, transmitted or distributed in any way for a commercial purpose without Beneficial's prior express written consent. Any such unauthorized use, copying, reproduction, republication, transmission or distribution without Beneficial's prior express written consent is strictly prohibited and could subject the violator to legal action.
You may download and/or use information on this Website regarding Beneficial’s products and services provided that you (1) do not remove any proprietary notices, (2) use such information only for your personal and non-commercial purposes and (3) do not modify such information. This Website is not intended to be distributed to or used by any person or entity in any jurisdiction or country where such distribution or use would be restricted or prohibited by applicable law or regulation.
Use of the Website
You agree not to take any action that will or might impose an unreasonable or unusually large burden on the Website’s infrastructure or Beneficial's systems or networks. You agree not to use any device, software or other method to interfere with the proper functioning of the Website or any transaction conducted on it, or with any other person's use of the Website. Unauthorized use of the Website for the purpose of the transmission of unsolicited emails may result in civil and criminal penalties as well as those penalties provided by the Computer Fraud and Abuse Act (18 U.S.C. §§ 1030, et seq.).
Accounts, Passwords and Security
Some features or services offered through the Website require you to open an online account, including selection of a username and password. You are solely responsible for selecting your username and password and for maintaining the confidentiality of your account information as well as all activity that transpires under your account. You agree to notify Beneficial immediately if you become aware of any unauthorized use of your account or any other breach of security, including "phishing" incidents. You may be liable for losses incurred by Beneficial or any other user of the Website which result from someone other than you misusing your account. You may not use anyone else's account to access the Website at without the express permission and consent of such other person.
BENEFICIAL DOES NOT PROMISE THAT THE WEBSITE OR ITS CONTENT IS ERROR-FREE OR WITHOUT INTERRUPTION, OR THAT PROBLEMS WITH THE WEBSITE WILL BE CORRECTED, OR THAT YOUR USE OF THE WEBSITE WILL PROVIDE SPECIFIC RESULTS. BENEFICIAL DOES NOT WARRANT THE ACCURACY, COMPLETENESS OR QUALITY OF THE WEBSITE OR THE CONTENT, NOR DOES BENEFICIAL MAKE ANY REPRESENTATION OR WARRANTY AS TO THE RESULTS THAT MAY BE EXPECTED BY YOUR USE OF THE WEBSITE OR CONTENT. BY USING THE WEBSITE, YOU ACKNOWLEDGE AND AGREE THAT 1) THE WEBSITE AND CONTENT ARE DELIVERED "AS IS;" 2) THAT INFORMATION PROVIDED ON THE WEBSITE IS SUBJECT TO CHANGE WITHOUT NOTICE; AND 3) THAT BENEFICIAL DOES NOT ENSURE THAT FILES OR OTHER DATA YOU DOWNLOAD FROM THE WEBSITE ARE FREE OF VIRUSES OR OTHER HARMFUL FEATURES. BENEFICIAL DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY WARRANTIES OF ACCURACY, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OF A WORKMANLIKE EFFORT. BENEFICIAL DISCLAIMS ANY AND ALL LIABILITY FOR THE ACTS, OMISSIONS AND CONDUCT OF ANY THIRD PARTIES IN CONNECTION WITH OR RELATED TO YOUR USE OF THE WEBSITE. YOU ASSUME FULL RESPONSIBILITY FOR YOUR USE OF THE WEBSITE AND CONTENT. YOUR SOLE REMEDY AGAINST BENEFICIAL FOR DISSATISFACTION WITH THE WEBSITE OR CONTENT IS TO STOP USING THE WEBSITE OR ANY SUCH CONTENT. THIS LIMITATION OF RELIEF IS AN ESSENTIAL PART OF THE AGREEMENT BETWEEN YOU AND US.
Limitation of Liability
BENEFICIAL WILL NOT BE RESPONSIBLE OR LIABLE IN ANY MANNER FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES, OR ANY OTHER DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, LOST REVENUES, LOST PROFITS OR PROSPECTIVE ECONOMIC ADVANTAGE, RESULTING FROM ANY USE OR MISUSE OF THE WEBSITE, CONTENT, LINKED WEB PAGES, OR REFERENCED ON THE WEBSITE, OR YOUR RELIANCE ON THE INFORMATION WITHIN THE WEBSITE OR CONTENT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR SUCH DAMAGES ARE REASONABLY FORSEEABLE.
Links to Other Websites and Third-Party Companies and Products
Four your convenience, Beneficial may refer to or include hyperlinks to information, products or services offered on websites or Internet resources owned or operated by companies that are not affiliated with Beneficial ("third-party website"). Such hyperlinks are provided to you on an "as is," "as available" basis, and links to third-party websites are solely for informational purposes and for use at your own risk. Unless otherwise stated, Beneficial does not endorse, approve or guarantee information, products or services provided by third-party websites, and Beneficial disclaims any and all liability in connection therewith. In addition, Beneficial is not responsible for the content or accuracy of third-party websites and Beneficial is not responsible for any loss or damages that result from the use of a hyperlink on the Website nor is it liable for any failure of products or services advertised or provided on these linked third-party websites.
Mention of third-party products, companies and websites is for informational purposes only and constitutes neither an endorsement nor a recommendation. Beneficial assumes no responsibility for, and disclaims any and all liability with regard to, such third-party products or vendors. Beneficial has not tested or verified information found on these third-party websites, and it makes no representations regarding the quality, safety or suitability of any information found there.
Additional terms and conditions apply to Beneficial's electronic banking services. Click here to view these terms and conditions.
Dispute Resolution Agreement
The above procedures are the sole and exclusive means of resolving of disputes between the parties arising out of or relating to your use of the Website; however, a party may request temporary remedies in a court of law having competent jurisdiction to maintain the status quo or to protect goods or property until the arbitration has been initiated.
In accordance with our mission, Beneficial is committed to meeting and strives to comply with the online usability and web page design requirements recommended by the World Wide Web Consortium (W3C) in its Web Content Accessibility Guidelines 2.0.