Thomas (Tom) Vanderheiden

Senior Vice President, Regional Manager

As Senior Vice President, Regional Manager, Tom manages Beneficial State Bank’s Northern California and Seattle lending teams. He also manages his own loan client portfolio that focuses on small to medium size businesses and nonprofits. With over 30 years of commercial banking experience, Tom has spent his entire banking career in the San Francisco Bay Area. Prior to joining Beneficial State Bank, he was a Senior Lending Officer with Trans Pacific National Bank and earned a BS in Managerial Economics from the University of California, Davis.

Tom is actively engaged in the San Francisco Bay Area community. He serves as a Board member for North Bay Rehabilitation Services, Inc., a nonprofit that provides vocational training and employment for adults with disabilities. He also sits on the Northern California Leadership Council of Enterprise Community Partners and is a member of the loan committee of Access Plus Capital, a CDFI that provides financing to small businesses and entrepreneurs throughout the Central Valley of California. He is an avid cyclist who serves as the Treasurer for the Contra Costa Cycling Club.